I called customer service and was advised I needed to go in person to Flinders St station to do it. If NFC is shown and you can turn it on or off, you have NFC. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Once you do, carrying out a balance transfer becomes rather straightforward. This may also be an anti money laundering thing. Your card provider holds the right to approve or deny your request for a balance transfer. Unregistered vehicle permit. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. Remember to top up with enough money to pay for your entire journey. But yeah, a fair bit that is just backwards. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. endobj Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. About a week back, I went from Frankston to St. Albans, changing at Flinders. You can use the ticket number to register your myki or if you require a refund. On Friday Martin. Tap the Add button . Standard message rates apply. There are three ways to replace lost or stolen myki cards: 1. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. endobj You can read the Terms of Service online. What are the best Ways to Start Travel Hacking? I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. To transfer Myki you need to deactivate the myki card and move to the new device. What is the best low interest credit card? How long do balance transfers take with Chase? 0000013222 00000 n Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. -- Lee Huffman, credit card expert at BaldThoughts.com. The reason for that is because low interest rates for transfers are made to attract new customers. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Do you have any links to the technical specs of the miki? Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. Your myki smartcard expires after four years. Im sure Myki could add this capability to their website if they cared to. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. You can only activate a Mobile myki on one device at a time. For a bus anyway. For more information, visit the V/Line website. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. 178 39 Your balance is protected from the time you tell us your myki is lost or stolen. This is how I feel when people ask if I can fax them a form. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Card issuers often have balance transfer offers, sometimes with rates as low as 0%. If these are your only two cards, your credit utilization ratio is 33.33%. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. 0000004139 00000 n Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. 0000001429 00000 n Press J to jump to the feed. You can also replace your myki online or by calling us. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. 0000117992 00000 n Do Not Sell or Share My Personal Information. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Only needed to log on and change auto top-up to new card. This will allow you to deactivate your Mobile myki. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. 0000001798 00000 n Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. Select the card with the best balance transfer offer available to you. 0000001755 00000 n Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. New comments cannot be posted and votes cannot be cast. 187 0 obj 3. Any other travel benefit such as free weekend travel isn't available at this time. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. It's shit like this which makes me happy and proud I have never used Myki in my life. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. This is why I don't keep much money on transport cards. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. After all, I was going to pay more money as opposed to the concession rate. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. Wait a few minutes then check the app to see your balance. Well block your myki and arrange a replacement myki. Public transportation passes transfer on Google Pay android phones. Only time I had to was when my original myki was expiring. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. 1. Just one more benefit you enjoy as a COPFCU member. Step 3: Review Card Offer Terms. A billion fucking dollars. FAX?! <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Online at Public Transport Victoria website . How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? Hold the phone still when touching on and off. This is a requirement of Google. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. How to Add Authorized Users & Employee Cards on a Business Credit Card? Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. trailer I know it's not possible to do it online. On your new phone, download Google Wallet and set it up with your same account details. No wonder the thing cost more than a billion dollars. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. I never bothered to do it. <>stream 0000118744 00000 n Top up your myki Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. and our Let's say you have $4,000 in credit card debt and transfer that balance to a . This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Myki (/ m a. endobj MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Create an account to follow your favorite communities and start taking part in conversations. You can then see what Android version youre on. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. You can replace some types of tickets if they are lost or stolen. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. A non-centralised database/processing unit. I want to transfer the $19.90 to the card with $6.54 on it. 0000014445 00000 n PTV does not have any access to any information within the Google Wallet app. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. Your myki money or pass can then be transferred to a new smartcard. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. What kind of retarded system is this? I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? Mobile Myki can be set to Auto Load. From the "I Want To" drop down menu, find "Transfer a Balance.". Your first touch on creates a 2 hour fare. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. Only Mobile myki has the ability to charge you a fare via a myki device. What are the best student credit cards for cash back? 181 0 obj Your original go card will be cancelled immediately and cannot be used for further travel. Save. This helps you to avoid late fees and penalty APRs on your existing accounts. Contact us to request the transfer. Now, on the form it says I need the card to be re-imbursed. To replace your myki online, you must be requesting the same fare concession type as your original myki. It also protects your myki balance if you lose your phone or it's stolen. Do I ever lose the money . For more information, please see our Find out how much to top up at Fares. Meticulous in his research, he provides accurate and up-to-date information. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. 0000002823 00000 n But is it possible to go to a ticket booth. Yes. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. Here are some tips to save on fees and interest on a balance transfer. You can register up to eight active mykis on an individual account. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Student passes and concession cards cant be replaced online or over the phone. Was told a main railway station can move the balance. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Why do you need to keep swapping cards? The unused money does not sit in an account earning interest. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. replacement card and to organise a balance transfer from your old myki to your new one. 0000003206 00000 n 0000118233 00000 n What is Identity Theft & Credit Card Fraud and How to Protect Yourself? +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. Most people would keep the same card for years. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. However, it may take up to 21 days in some cases. For instance, your applications for new cards and balance transfers remain subject to approval. We'll block it and can arrange a refund to your new Mobile myki. Tap Travel Card. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Upon approval, your new card provider might pay your old card provider directly or send a check to you. endobj That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. 0000011139 00000 n What is the best cash advance credit card? Always the last place you look lol. 0000005223 00000 n In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. I searched everywhere. 0000008137 00000 n Some trips take longer than two hours because of a transfer between services. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) How many level crossings could have been grade-separated with that money? For example, set your myki Money to top up with $50 when your balance reaches $10. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Transfer your balances to the card with the best offer or your new card. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. %%EOF While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. Check that NFC is enabled on your phone. Reddit and its partners use cookies and similar technologies to provide you with a better experience. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. 0000003774 00000 n 184 0 obj Go to Settings > Connected devices > NFC. How can I check the balance of my myki card? Your Mobile myki expires after two years. They contacted me, I did it online and they posted me a new card. I am only onto my second card because the first was lost. I've had really good experiences with Myki and was an early adopter, but this? <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> I've got a new Myki in my Seniors package. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Wallethub doesnt charge for this service. 0000014515 00000 n How to Show Credit Worthiness without Credit? The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. 0000005119 00000 n They are good for people who use transport frequently. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. Posting by mobile so you can find it yourself ;-). If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. For more information, visit the V/Line website. 216 0 obj If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Initiate the balance transfer. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. there's no excuse for this money-grubbing by the Myki corporation. Get up to 5% cashback in rotating and newly added everyday categories. At this stage, these are the only card types available on Mobile myki. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. 186 0 obj Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. Transfer registration. 185 0 obj You haven't explained why you need to transfer balance. Choose a card from the list or search by location or card name. We cant replace a lost or stolen unregistered myki. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). Which I obviously don't have because it is lost. EDIT; The card that I want to transfer FROM was lost and it was de-activated. 0000003801 00000 n 215 0 obj The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. What is the best credit card for fair or average credit? Please note you cannot replace a lost or stolen myki at a premium station. Step 4: Analyze Your Top Picks. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. I still don't understand why though - what is the technology required to do this? You may want to hire a professional before making any decision. 0000118590 00000 n You can manage your Adelaide metroCARD online by setting up an account. Legit all the way, touched on and everything. No. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Depending on your card provider, you may initiate the process online or over the phone. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. In my experience touching on is quicker than validating a metcard. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Do You Have to Be a Student to Get a Student Credit Card? Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Can I use Mobile myki on my Android phone? Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. How do I know if my balance transfer was approved? Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. 188 0 obj No. Annual Fee: $0. Can You Get a Student Credit Card With No Income? What are the best cash back credit cards for fair credit? Then he said he could order a replacement one to be posted to me. Whats the Difference between Business vs. Corporate Credit Cards? an_square_one 11 yr. ago Edited for typos. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. Check your phone to make sure you're connected to WiFi or mobile data. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Myki card Myki card child pages. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. Carrying that balance is costing you $1,000 a year in interest. What is the best balance transfer credit card? Music:. Whats the difference between a hard credit inquiry and a soft credit inquiry? The short version. 3. This is regardless of whether there is a myki pass or existing fare on the myki. New comments cannot be posted and votes cannot be cast. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. You can replace your ticket if its expired, damaged or defective. Balance transfer fees may apply. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Because the whole thing is fucked. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. 2. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. Is it a Myki issue? Youll need to complete a V/Line Passenger Refund Application Form. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Now you cannot access it on your original device. You may also receive a letter confirming the balance transfer. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. 0000002627 00000 n A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Enter the amount of debt you want . To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. I have had a myki card virtually since the start date. You would break even only after a year. You can request a new, free myki smartcard through your online account.